Resources

Understand the different steps of the mortgage process as you prepare to buy your new home or refinance your current home.

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Explore our comprehensive set of home loan calculators. These tools can help to predict your mortgage payment and ensure you get a mortgage that’s just right for you.

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Understand how your credit score affects everything from your ability to secure a mortgage to how much interest you’ll pay over the life of your loan.

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Avoid surprises by understanding and preparing for expenses such as property taxes, home owners insurance, mortgage insurance, and HOA dues.

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To all of the customers who are wanting to find their dream home but don't know where to start, call Ronna Smith at Service First Mortgage. I placed a call and Ronna called me back within a short time frame. From the first phone call, Ronna was always there, explaining the steps, making the whole process so smooth and easy. She sent emails and provided updates. If we called and left a voicemail sounding like we were in panic mode, Ronna called us back immediately and reassured us that everything was OK and that she had everything under control. My husband and I cannot say enough good things about Ronna and Service First Mortgage. They care, they know the mortgage business, and they make sure that you are in good hands throughout the entire mortgage process. Thank you, Ronna, for walking us through the path to owning our new dream home.

 

~ Lloyd and Sue W.